Alright you have worked hard, saved a bunch of money. Now you are ready to buy your dream instrument, that $6,000 custom Les Paul guitar. Or maybe it is your new amp set up. You crank it up and you can over power all the stereos within a 10 block radius.

Or maybe, you like collecting instruments. In that collection could pianos, horns, stringed instruments, you name it. Whoever you are whether you make a money playing gigs, you’re a classical nut or you just like collecting. They all share a common denominator. It can all be gone in less than a half hour.
What!?!?! You might say, but think about it is not all that out of the question. How many people lost all of their belongings in New Orleans when Katrina hit, including their instruments? What about fires? Or thieves? And let’s not for get accidents. (more…)